Terms, conditions, waiting periods and exclusions apply. HIF Pet Insurance is general insurance issued by the insurer The Hollard Insurance Company Pty Ltd (ABN 78 090 584 473, AFSL 241436) (Hollard), is distributed and promoted by Health Insurance Fund of Australia Limited (HIF) (ACN 128 302 161; AR No. 1250504) and administered by PetSure (Australia) Pty Ltd (ABN 95 075 949 923;AFSL 420183) (PetSure). HIF acts as an Authorised Representative of PetSure. HIF will receive a commission which is a percentage of the premium paid to Hollard. Any advice provided is general only and has been prepared without taking into account your objectives, financial situation and needs. You should review your own needs and the relevant Product Disclosure Statement before deciding to buy or continue to hold this insurance.